Should You Buy Monero in 2025?

Why trust HelloSafe?

At HelloSafe, our expert has been monitoring the evolution of the Monero cryptocurrency for over three years. Each month, hundreds of thousands of users in Ireland rely on us to analyse market trends and identify the best investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In line with our ethical charter, HelloSafe has never purchased Monero nor received any compensation from entities associated with its ecosystem.

Monero in brief

How much does 1 Monero cost?

The price of Monero is up this week. Currently trading at approximately €301.40, Monero has risen by 2.39% in the last 24 hours but is nearly unchanged over the past week at -0.13%. With a market cap standing around €5.55 billion, Monero ranks 26th among cryptocurrencies, and its average daily trading volume over the past three months is about €88.67 million. The circulating supply is approximately 18.44 million XMR, giving Monero a market dominance of 0.28%. As with all cryptocurrencies, price volatility remains high, offering both risks and opportunities for investors interested in privacy-focused assets.

Our full review of the cryptocurrency Monero

Have recent developments in Monero’s price action and adoption trend set the stage for renewed outperformance? After a thorough, data-driven review of Monero across the past three years, harnessing on-chain analytics, technical market signals, liquidity flows, and proprietary cross-platform algorithms, our findings reveal a convergence of structural strengths and timely catalysts. So, why might Monero become a highly strategic entry point again in 2025 within the privacy-centric digital asset ecosystem?

Performance Recente & Market Context

Recent Price Action

Monero (XMR) has demonstrated remarkable resilience and growth, with its spot price currently at $326.17—showing a +92.86% increase over 12 months and an impressive 68% rally just this past May. The asset reached an annual high of $417.18, significantly outperforming numerous peers in the privacy coin sector, despite pronounced volatility across the broader crypto market. These gains reflect both technical resilience and a market revaluation of privacy-centric assets amid shifting macro conditions.

Positive Catalysts

• Technological upgrade (FCMP++): The launch of FCMP++ fortified Monero’s quantum resistance and enhanced user anonymity, making XMR’s protocol among the most advanced in privacy protection.
• US Regulatory Drift: Renewed optimism surrounds potential relistings on US exchanges, notably following reports of softening regulatory postures in North America.
• Market Sentiment: Recent bullish engulfing patterns around robust supports ($324.85) further fueled investor confidence, while daily trading volumes average a healthy $95.94M—supporting exceptional liquidity.

Macro & Sector Backdrop

The appetite for privacy-oriented financial solutions is accelerating, as evidenced by sustained user migration to decentralized platforms and new privacy-focused use cases. Despite regulatory scrutiny in certain jurisdictions (notably, pending EU restrictions and a ban in France), the US and parts of Asia are leaning towards pragmatic frameworks that could unlock new sources of demand. This evolving landscape positions Monero uniquely as a market leader among so-called “digital cash” assets.

Technical Analysis

Key Indicators

• RSI (14d): 46.68—neutral, suggesting equilibrium between buyers and sellers, potentially prime for breakout.
• MACD: Currently signals short-term selling, yet underlying momentum remains constructive, courtesy of the recent bullish reversal pattern.
• Moving Averages:
• 20-day: $356.59 (short-term resistance)
• 50-day: $311.32 (intermediate support)
• 100/200-day: $262.61 / $233.51 (long-term structural supports)

Supports, Reversal Signals & Momentum

• Support bands at $324.85 (recently tested twice), $317.87 act as springboards; bullish engulfing patterns highlight growing positive sentiment from these levels.
• The asset’s ability to remain well above its 100/200-day moving averages despite periodic micro-downturns underscores a healthy higher-timeframe uptrend.
• Momentum seems poised to shift decisively should XMR clear the $380.00-$390.00 resistance corridor, likely attracting technical-driven inflows.

Short/Mid-Term Outlook

XMR’s current market structure—neutral to slightly bullish on daily indicators, but robust on weekly/monthly timeframes—suggests that any technical retracement could be met by eager buyers, especially ahead of the next protocol upgrade or major relisting event.

Fundamental Analysis

Adoption & Ecosystem Growth

• User/Developer Activity: Monero’s community is among the most decentralized and active in crypto, its code base consistently ranks in the top echelons for independent contributions.
• Strategic Partnerships: Collaborations with Unstoppable Domains and integration with privacy-focused wallets broaden the real-world utility and transactional footprint of XMR.
• Regulatory Moats: While certain regions have restricted access, this environment solidifies Monero’s brand as the “gold standard” for on-chain privacy, incentivising developers and users to migrate or remain loyal within less restrictive markets.

Relative Valuation

• Market Cap ($6.01B) and Full Dilution: XMR’s valuation remains attractive given its leadership position, with a fully diluted cap still dwarfed by legacy L1s despite outsized adoption in the privacy vertical.
• Trading Volumes: The $95.94M daily average volume highlights deep liquidity—a sign of institutional as well as broad retail engagement.
• Dominance: Monero consistently ranks as the number one privacy coin by both market capitalization and ecosystem activity.

Structural Advantages

• Technological Edge: Continuous improvements (e.g., RingCT, Stealth Addresses, RandomX) keep XMR ahead of would-be competitors.
• ASIC Resistance: Maintains egalitarian mining dynamics, fostering decentralization and broader network participation.
• Governance: Open-source and transparent, with a distributed, pseudo-anonymous leadership—aligning with the core ethos of privacy that underpins its value proposition.

Volume, Liquidity & Tokenomics

• Liquidity: Consistently robust, with minimal slippage across major exchanges.
• Circulating/Max Supply: 18.44M XMR in circulation, with an infinite total supply via tail emissions—ensuring long-term miner incentives and security.

Positive Catalysts & Forward Outlook

• Protocol Upgrades: Future FCMP++ extensions and stealth tech enhancements could drive a new wave of institutional and retail adoption.
• Relisting Potential: Regulatory softening could see XMR reintroduced to key exchanges, unlocking latent demand.
• Sectoral Growth: As “privacy-as-a-service” narratives gain traction, Monero’s tech stack stands out as uniquely ready to capture migrating users and capital.
• Defi/NFT Integrations: Early moves towards DeFi and fractionalization, powered by privacy, could expand the total addressable market.

Investment Strategies by Horizon

For Short-Term Traders

• Volatility Opportunity: XMR’s pronounced volatility and liquidity are well-suited for tactical positioning around key support/resistance zones ($324.85, $380.00).
• Catalyst Trading: Pre-upgrade rallies or relisting speculations could offer compelling entry and exit points.

For Medium-Term Investors

• Trend Following: With the price maintaining above 100/200-day averages, momentum-driven strategies aligned with breakout signals (over $390.00) appear attractive.
• Ecosystem Newsflow: Track announcement windows for technological rollouts and new partnerships.

For Long-Term Holders

• Structural Bet: Monero’s sustained technological leadership, expanding user base, and unmatched brand reputation in privacy create a strong backdrop for compounding upside.
• Buy-the-Dip Thesis: Technical retracements towards structural supports offer high-conviction accumulation windows, particularly ahead of protocol upgrades or regulatory tailwinds.

Monero Price Predictions

Is Now the Right Time to Buy Monero?

Monero’s recent outperformance is underpinned by resilient fundamentals: robust price action, high liquidity, accelerating ecosystem development, and a clear technological edge in privately settled transactions. The convergence of the ongoing demand for private digital money, a dynamic developer community, and credible prospects for regulatory softening in key markets strengthens Monero’s case as a digital asset with significant upside potential. While heightened volatility and regulatory crosscurrents call for prudent risk management, the confluence of technical and fundamental factors suggests Monero could well embark on a new growth cycle. In sum, Monero stands out as a privacy coin whose fundamentals and forward catalysts justify close investor attention, with technical and market signals pointing towards a compelling window for future accumulation.

How to buy Monero?

It is straightforward and secure to buy the cryptocurrency Monero (XMR) online via a regulated platform in Ireland. Most investors choose between two main methods: spot purchase (where you own the actual coin) and trading Contracts for Difference (CFDs) on crypto (where you speculate on the price without holding the coin). Each approach has its advantages and comes with specific costs and risks. Below, you’ll find a detailed comparison of both methods to help you decide. For a handy overview of the best platforms and their fees, scroll down to our dedicated platform comparison table.

Spot Purchase

Buying Monero “spot” means you acquire the actual XMR tokens, which you then hold in a digital wallet. This is the most straightforward approach for long-term investors wishing to genuinely own Monero. Typical costs include a fixed commission per transaction, usually charged in euro by Irish or European platforms.

Concrete Example

Suppose the current price of Monero is $326.17 (about €301, based on recent exchange rates). If you invest €1,000, you could buy approximately 3.3 XMR, after accounting for a €5 transaction fee.
- Calculation: (€1,000 - €5 fee) / €301 ≈ 3.3 XMR

✔️ Gain Scenario

If Monero’s price rises by 10%, your holding is now worth €1,100.
Result: +€100 gross gain, or +10% on your initial investment.

Trading via CFD

Trading Monero with CFDs means you do not own the actual coin; instead, you take a position on its price movement through a broker. CFDs allow you to use leverage to amplify both gains and losses. The main fees to consider here are the spread (the difference between buy and sell price) and overnight financing charges if you keep your position open for more than one day.

Concrete Example

Let’s say you invest €1,000 in a Monero CFD with 5x leverage.
- Your market exposure is €5,000.
- If Monero’s price climbs by 8%, your CFD position gains 8% × 5 = 40%.
- Result: +€400 gain on a €1,000 stake (excluding fees).

Note

Keep in mind, leverage can also increase your potential losses, and CFD trading is generally considered riskier than spot purchase.

Final Advice

Before investing, it’s essential to carefully compare the fees, features, and regulatory status of each platform. Assess your own objectives and risk tolerance; long-term holders may prefer spot purchase, while more experienced or risk-seeking traders might consider CFDs. Selecting the right method is key to a secure and effective crypto investment experience. You’ll find a full comparison of leading platforms and their latest fees further down this page.

Our 7 tips for buying Monero

The latest news about Monero

Monero remains structurally bullish after a sharp 68% price rally and strong technical recovery in May 2025. Over the past week, XMR has shown price resilience, maintaining support levels around $325 after a remarkable year-long growth of nearly 93%. The 100- and 200-day moving averages continue to provide solid technical support, while a recent bullish engulfing pattern signals a potential uptrend towards the $380 level. Although short-term indicators like the MACD have turned slightly bearish, the broader structural momentum remains positive, underpinned by renewed interest in privacy-oriented cryptocurrencies and consistent trading volumes averaging nearly $96 million daily.

The rollout of the FCMP++ upgrade enhances Monero's quantum resistance and privacy protection, reinforcing its technical leadership. This recent protocol upgrade delivers critical advancements, including improved cryptographic algorithms to secure the network against future quantum threats and to optimize transaction obfuscation. The upgrade positions Monero at the forefront of privacy coin innovation, supporting its status as the category leader. In local European context, especially given rising privacy concerns and ongoing digital surveillance debates, these technological improvements are attracting fresh attention and validation from privacy-focused users, analysts, and certain fintech ventures.

Market sentiment for Monero remains cautiously optimistic amid global regulatory headwinds, with Ireland’s neutral regulatory stance offering relative stability for residents. While the EU has signaled plans to restrict privacy coins by 2027 and France already moved to ban Monero, Ireland has not enacted any local prohibition or specific targeting of privacy coins. This relatively receptive environment allows Irish crypto investors and fintech players continued access to Monero on major exchanges like Kraken and Binance, pending future EU guidance. The optimism in the global market persists despite these headwinds, as seen in the positive price action and volume in recent days.

Monero’s performance is being further buoyed by positive forecasts and ecosystem development, with price targets upgraded and strategic partnerships announced. Several market analysts have recently revised end-of-year XMR targets upward, with credible projections now expecting $471–$608 if demand for privacy and decentralization accelerates. The formation of partnerships with platforms such as Unstoppable Domains has helped foster additional utility for XMR and innovative use cases, which is reinforcing its value proposition and underpinning stronger community engagement in Ireland and across the EU.

The combination of robust developer activity, advanced privacy technology, and decentralization ensures Monero remains a cornerstone for privacy-focused asset strategies. Monero’s highly engaged, decentralized developer base continues to deliver network improvements and maintain resilience against ASIC centralization, supporting its long-term viability. With Ireland’s regulatory clarity and growing local discourse around financial privacy and digital sovereignty, Monero is likely to maintain a presence within the Irish crypto landscape, offering institutional and retail participants an increasingly rare option for anonymous, non-custodial crypto transactions.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.