Should I buy Toast stock in 2025? Expert Guide for Irish Investors

What is toast?

What is the price of Toast stock?

The price of Toast stock is rising this week. As of now, Toast shares are trading at $42.24, reflecting a 0.28% increase over the last 24 hours, though showing a slight drop of 0.59% over the week.

The company boasts a market capitalisation of $24.44 billion, with an average three-month trading volume of 7.47 million shares. The P/E ratio stands at 156.44, and there is currently no dividend yield offered.

Toast’s stock beta is 1.99, indicating higher volatility compared to the overall market—a key factor to consider for IE investors looking for growth opportunities in the tech sector.

Our full analysis on the Toast stock

Having thoroughly reviewed Toast, Inc.’s latest quarterly results alongside its three-year stock trajectory, and synthesised a breadth of financial, technical, and competitive metrics through our proprietary analytics engine, it is clear that Toast is fast emerging as a remarkable force within the restaurant technology sector. The company’s transition to profitability, robust market share gains, and surge in valuation have brought it to the fore amongst technology investors globally, including those seeking exposure from Ireland. So, why might Toast stock once again become a strategic entry point into the restaurant technology ecosystem in 2025?

Recent Performance and Market Context

Toast’s shares are currently trading at $42.24, reflecting a one-year return of +78.76%, which notably outpaces broad technology sector averages. While the past week’s move was slightly negative (-0.59%), this sits firmly within the context of a sustained longer-term rally. The 6-month drawdown (-2.99%) can be interpreted as a shallow consolidation following this substantial uptrend, often a bullish indicator for leading growth stocks as they catch their breath before a new leg higher.

Key positive recent events reinforce this constructive outlook:

• Q1 2025 earnings confirmed a return to GAAP profitability, a turning point moment for any high-growth technology firm.
• 6,000 net new restaurant locations added in Q1—the largest quarterly expansion to date—demonstrating ongoing, robust demand.
• Market capitalisation now exceeds $24.4 billion, reflecting widespread investor confidence and continued institutional accumulation.

The macro and sector backdrop is similarly favourable. With economies reopening and consumers dining out more frequently, restaurants are accelerating digital transformation. The global appetite for cloud-native POS solutions, food delivery integration, and inventory automation is expanding—an environment that hands Toast a tailwind as digital innovation drives industrywide efficiency and competitiveness.

Technical Analysis

From a technical perspective, the Toast chart structure is supportive of further appreciation:

• The stock decisively trades above its key 50-day moving average ($36.24), a classic bullish momentum signal accompanied by persistent volume.
• The 52-week range ($21.32–$45.56) underscores impressive volatility bandwidth, with current price levels consolidating just below its all-time high.
• Strong support is established in the $36–$37 region—aligned with the 50-day moving average—shielding downside risk.
• While the MACD at 2.27 may hint at a short-term cooling, this is not uncommon during powerful, prolonged uptrends and should be weighed against the structurally higher lows and higher highs.
• The combination of sustained bullish structure, robust support, and a nearby resistance at $45.56 positions the stock well for a potential breakout if upcoming catalysts are favourable.

The short- and medium-term momentum, defined by an orderly consolidation after a growth surge and technical resilience above key support zones, is typically regarded as a primed setup for renewed strength.

Fundamental Analysis

Toast’s fundamentals tell the story of an innovative technology leader entering a structurally higher earnings phase:

• Revenue for Q1 2025 reached $1.34B, just a shade below consensus, but with a remarkable improvement in net income: $56M compared to a loss of $83M a year earlier.
• Adjusted EBITDA more than doubled year-over-year to $133M—evidence of operational scalability and management discipline.
• Most notably, Toast’s first full year of GAAP profitability in 2024 is a major inflection point, as markets typically reward sustainable earnings expansions.
• Growth is fuelled by a highly resilient recurring revenue model, driven by platform subscriptions, SaaS fees, and transaction-based income—offering both high visibility and defensive qualities in volatile markets.
• Despite a trailing P/E of 156.44 (forward P/E: 45.87), this premium is justified by its rapid growth, innovative edge, and first-mover advantage in a still-early stage of market digitalisation.

Structural strengths continue to compound. Toast’s purpose-built restaurant software, regular product innovation, and aggressive geographic expansion (including its recent foray into the UK) underpin its dominant market share in the North American SMB segment, with international traction now a promising layer of optionality.

Volume and Liquidity

The active 7.47M average daily shares traded point to deep liquidity and broad-based investor conviction—hallmarks of scalable, institutionally supported growth names. Toast’s substantial public float (449.15M shares) ensures efficient price discovery and market access for both retail and professional investors. A relatively elevated short interest (7.08% of float) adds another layer of dynamism, as strong catalysts could trigger sharp upward price moves via potential short covering.

High and sustained volume is typically viewed as confirmation of trend integrity and reflects general market enthusiasm, while a healthy float aids in keeping price action dynamic yet resilient to volatility.

Catalysts and Positive Outlook

A series of visible and potentially transformative catalysts position Toast for continued re-rating:

• Ongoing product launches and feature enhancements further differentiate Toast’s all-in-one platform from competitors—driving high switching costs and stickier customer relationships.
• Geographic expansion initiatives, notably the push into the UK, poised to open material new markets for the business in 2025 and beyond.
• Sustained location growth metrics validate strong execution and demand at the frontline of restaurant digitisation.
• The announcement of a new Boston Seaport headquarters signifies not just physical expansion but also a commitment to talent acquisition and R&D investment.
• Enhanced ESG credentials and diversity initiatives may encourage increased institutional allocations, a growing trend amongst IE-based and global asset managers seeking sustainability-oriented exposures.

The combination of favourable sector trends (restaurant digitalisation, increased technology adoption post-pandemic) and Toast’s innovation pipeline drives a multi-year runway for both revenue and margin growth. This pairs well with ongoing economic recovery and robust consumption patterns, particularly as restaurants globally refocus on efficiency and digital customer engagement.

Investment Strategies

For those considering Toast as a tactical or strategic portfolio holding, several arguments can be made for different timeframes:

• Short-Term: Current consolidation above the 50-day MA, with support at $36–$37, offers a technically strong risk/reward entry, especially if targeting a near-term breakout toward consensus analyst targets ($44.76 median) and potentially beyond ($55 at the upper end).
• Medium-Term: With catalysts such as UK market entry and further product launches on the immediate horizon, Toast appears well positioned for positive news flow over coming quarters.
• Long-Term: The ongoing digital transformation of the restaurant sector, Toast’s recurring revenue engine, and expanding international footprint suggest extensive multi-year compounding potential. For IE investors looking for US technology exposure, Toast’s market leadership and proven scalability provide a differentiated and resilient thematic angle.

Ideal entry points may emerge at current levels (post-consolidation, above support), or on any temporary retracements toward the 50-day MA—both setups aligning with historical growth stock accumulation patterns ahead of significant business milestones.

Is it the Right Time to Buy Toast?

Synthesising our analysis, the case for Toast stands out across several vectors:

• A powerful combination of revenue growth, first-time profitability, and proven operational leverage.
• Technical structure that favours further appreciation, reinforced by robust trading volume and clear support levels.
• A suite of readily identifiable catalysts—from market expansion to ongoing product innovation—provides visible runway for continued earnings upgrades.
• Consensus analyst targets, with a strong buy rating and a price objective above current levels, reinforce the notion of upside potential.

In summary, Toast seems to represent an excellent opportunity at the confluence of innovation, growth, and market momentum. The business has reached an inflection point, transforming from an “emerging disruptor” to a scalable, profitable platform that is redefining the digital restaurant economy. For investors seeking exposure to global technology leaders at the vanguard of sector transformation, Toast’s fundamentals, technical setup, and strategic outlook all justify renewed interest as we look toward 2025 and beyond.

As digitalisation continues to rewrite the rules for how restaurants operate and grow, Toast’s combination of execution, vision, and market leadership provides a compelling case for those considering entry at what may prove to be a pivotal moment in the stock’s history. The alignment of company-specific momentum and broader sectoral tailwinds suggests that Toast is not only a growth story, but one with highly attractive upside for attentive and forward-looking investors.

How to buy Toast stock in Ireland?

Buying Toast (TOST) shares online has never been more straightforward or secure for investors in Ireland. By choosing a regulated broker, you can access US-listed stocks like Toast quickly and safely, either through direct ("spot") purchases or by trading Contracts for Difference (CFDs). Spot buying makes you a shareholder, while CFDs allow you to speculate on price movements using leverage. Each approach has its own benefits and risks—read on for a breakdown of how these methods work in practice. For a detailed broker comparison to help you get started, see the overview lower down on this page.

Spot buying

A cash purchase involves buying Toast shares directly on the market, making you an actual owner of the company’s stock. With Irish-friendly brokers, you typically pay a fixed commission per trade—commonly €5 to €10. Even with fees, spot buying is simple: your investment value will rise or fall with Toast’s market price.

Example

If Toast’s share price is $42.24 and the euro-to-dollar rate is about 1:1.08, a $1,000 investment (around €925) can buy you approximately 23 shares ($1,000 ÷ $42.24 ≈ 23), accounting for a typical €5/$5 brokerage fee.

Gain scenario

If Toast’s share price rises by 10%, your 23 shares are then worth $1,100.
Result: That’s a $100 gross gain, or +10% on your investment.

Trading via CFD

CFDs (Contracts for Difference) let you trade on Toast’s price movements without owning the underlying shares. With CFDs, you benefit from leverage (typically up to 5x for major US stocks), which increases both potential gains and risks. Instead of a commission, CFD trading costs come mainly from the “spread” (the difference between buy and sell prices) and overnight financing fees if you hold your position more than a day.

Example

With a $1,000 stake and 5x leverage, you gain a $5,000 market exposure.

Gain scenario

If Toast shares rise by 8%, your CFD position returns 8% × 5 = 40%.
Result: That’s a $400 gain on your $1,000 stake (before accounting for fees).

Final advice

Before making your first move, it’s essential to compare brokers’ fees, platforms, and customer conditions to choose what’s best for your needs—costs and features can vary widely. Ultimately, whether to opt for spot buying or CFD trading depends on your investment objectives, risk profile, and trading style. You’ll find a side-by-side broker comparison further down this page to help you start your Toast investment journey with confidence.

Our 7 tips for buying Toast stock

The latest news about Toast

Toast reported strong Q1 2025 results with net income of $56 million and adjusted EBITDA more than doubling year-over-year. These results mark a significant turnaround from a net loss in the same period last year and demonstrate the company's continued focus on profitability, a key factor currently supporting positive market sentiment. Despite a slight revenue miss versus consensus expectations, Toast’s operational leverage and gains in adjusted EBITDA provide clarity on stable cost controls and robust execution—qualities well regarded by investors and analysts monitoring rapid-growth US tech equities.

The company added over 6,000 new restaurant locations in Q1 2025, reflecting accelerated customer adoption and platform expansion. This notable pace of net new customer location additions underlines Toast's success in market penetration and the strength of its recurring revenue model. For analysts in Ireland, this expansion signals increasing global momentum and adoption potential in similarly structured markets, especially given the parallels between UK/Ireland and the restaurant tech sector's digitization trends.

Toast is actively pursuing international expansion, having launched its cloud-based POS platform in the UK market in early 2025. This UK market entry represents the company's first substantial push outside North America and positions it to leverage its end-to-end technology in a region with similar regulatory and business frameworks to Ireland. For Irish financial analysts, this is a constructive signal that Toast could contemplate an Irish or broader European rollout, aligning with regional digital transformation priorities and EU-wide initiatives around hospitality modernization.

Analyst sentiment remains broadly positive, with consensus “Buy” ratings and a median 12-month price target above the current share price. As of the latest update, coverage by nearly 30 analysts includes a consensus median target of $46.00, comfortably above current levels, and an average expected upside aligning with broader sector optimism. This strong external validation underscores confidence in Toast’s fundamental strategy, profitability trajectory, and the sustainability of its competitive moat—key considerations for professional investors and institutions in Ireland evaluating potential exposure.

Shares continue to exhibit bullish technical momentum, trading above the 50-day moving average and near their 52-week highs. The stock’s current position relative to technical indicators, such as moving averages, reflects strong near-term confidence and ongoing investor accumulation. While the sector and company risks remain notable—particularly the high valuation dimension—the prevailing upward trend supports a constructive outlook for European and Irish institutional portfolios seeking growth-oriented exposure in global technology equities.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.